About TransFS.com

TransFS.com is a website dedicated to helping people transform their financial status. It is owned by business man Nate Tarrant. Nate is the former CEO of a financial brokerage firm in the early 2000’s, specializing in mortgage’s, investments, life assurance, and pensions. In 2008, he was a wealth management consultant in Switzerland to Directors of Fortune 500 companies and delegates of the UN, after the 2008 market crash. His time now is spent coaching and consulting.

Nate set up this website to provide information on various financial matters, from investing, pensions and retirements, mortgages and insurances. We are an information website only, we do not give advice. We crawl the market, source suppliers and review them, giving you all the information you need on the market leaders who provide the financial services you are looking for.

About This Section

This part of our website is about mortgage brokers in Kent. We have looked at a large number of advisors and brokers within the Kent area of England and have dedicated a section of our website to a company who we feel are one of the best brokers in the area. This is down to their reputation (see below) their history and their industry knowledge and expertise. Prospect Tree Mortgages Ltd do not pay us for the leads we may generate through this website, we are simply happy to provide a service for you and them in pairing you together.

About Prospect Tree Mortgages Ltd

The following information was taken from Prospect Trees Website and their about us page.


As whole of market Mortgage Brokers, we can access every mortgage product available within the whole market place. Many other advisers, even those who are called ‘whole of market’ advisers (yes, we know it’s confusing, but that’s the current industry jargon) are restricted to a limited panel of providers, you can be sure that we’re truly independent.


You have to choose a Mortgage Broker you can trust with your purchase or re-mortgage. Our fully qualified team comprises former business advisers from national banks, but we didn’t like their hard-sell approach so we set up Prospect Tree to offer more authentic guidance and advice. We’ve worked together for years and operate with the ethos of a small, family business. If you like the sound of that, we look forward to meeting you.

Holistic approach

We can meet wherever is convenient for you, whether that’s in your home or at one of our offices, to discuss your current situation and find out what you want to achieve. We then assess your priorities, shop around the whole market (remember, we’re totally independent) and present you with a report showing our recommendations.

Cost Transparency

To save you time and reduce the risk of making expensive mistakes, you can depend on us to advise you what (if any) fee may be payable. Paying us is simple. It only happens upon completion of the mortgage and you will know exactly what it will be before the application has even been submitted, so you always know where you stand. We’ve chosen to work this way since 2009 (because we think it’s fairer), and it became industry standard at the end of 2012.

Our clients

Our clients comprise individuals and businesses, based throughout London, Kent and the Southeast. We have advisers in South London, Beckenham and Ashford.


Customer ReviewsVouchedfor logo

One of their brokers, Nick Daynes has excellent feedback and reviews on the website vouchedfor.co.uk, scoring 4.9/5 from 31 reviews. Below is just a taste of some of the comments left on the site, about Nick and his service.



The information provided within this website is subject to the UK regulatory regime and is, therefore, primarily targeted at consumers based in the UK.

This site does not confer any form of personalised financial advice, should you wish to receive specific financial advice please contact us.

Important information concerning Prospect Tree Mortgages

Prospect Tree Mortgages Ltd is an appointed representative of TenetConnect Services Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Services Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 500317. Prospect Tree Mortgages Ltd is Registered in England and Wales under reference 10112043 Registered Office Address: 10 Chestnut Avenue, West Wickham, Kent. England BR4 9ES