Image: Getty Images A saving strategy that doesnt feature a savings account might seem counterintuitive, like trying to get in shape without a gym membership. But you dont need elaborate equipment to break a sweat, and you dont have to depend on your savings account to boostyour nest egg. With low interestrates, you wont see […]

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hand putting money coins with filter effect retro vintage style

Five Truths To Consider Before Investing Whenever you invest, it does involve taking some chances, whether small or large. The large the single investment the larger the risk. I say ‘single investment’ because you can, of course, limit your risk through diversification, but no investment is without some level of risk, no matter how small. […]

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importance of investment diversification

In my previous post, I talked about the risk of investing crossing over into gambling; diversification is one of the best ways to prevent that from happening. Gambling is all about putting all your eggs in one basket, betting the pot on one result, whereas diversification is about spreading the risk so that if one […]

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stock market collapse

Is A Stock Market Collapse Really on The Cards? In a recent article, world-renowned finance expert, Egon Von Greyerz stated that a stock market collapse and a surge in gold investment is imminent, the question is what will be the trigger? The question I want to ask first is, is a stock market collapse really […]

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Can you Contribute to Both 401K and IRA?

Can you Contribute to Both 401K and IRA? The 401k is a workplace retirement account and the IRA is an individual retirement account. If you already have a 401k, you can still open an IRA and contribute to both accounts. In fact people are always encouraged to open an IRA in order to supplement the […]

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improve your credit score

How to improve your credit score Everyone wants as healthy a credit score as they can get, but sometimes circumstances can negatively affect our score and getting credit then become extremely difficult because our score gets reduced. So if that ever happens, what can be done to get your score back up into the healthy […]

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marriage proposal

Getting Married? What You Need To Know About Tax Getting married is an exciting step in life, but it also comes with several financial changes and challenges that you should know about, and be prepared for. When it comes to taxes, certain things are going to change once you get married. Some couples do benefit […]

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