Why Consider gold iRA Investment? -

There are a number of reasons why gold is considered a viable investment.

Diversification

True effective diversification is not just diversifying stocks and ETF's, it is much more than that.  More and more investors are looking to broaden their horizons by investing in things like REIT's, corporate bonds, gold, and silver, as well as the standard stocks and ETF's.

Protection from Inflation-Deflation

Inflation has for a very long time been a concern because it weakens the value of paper money. However, gold does not have the same constraints as paper money. It has a value that is established mainly through demand. Paper money can be weakened when there are shifts in power from one country to the next, or when there is some sort of political upheaval, or when there is market volatility (see below). In this and other cases, paper money can be seen as completely worthless, should the affairs of a particular country get bad enough. It is in these situations, that gold is seen as a good investment.

A Shelter Against Volatility

 Why a gold should be looked at as an investment is because it can be used as a hedge of protection against market volatility. This year alone (2016) we have seen a number of events that have affected the market. In June the people of Great Britain voted to leave the EU and as a result of the Brexit vote, the response the next day in the markets was quite dramatic. Major stock markets around the world saw large falls and the pound became massively weak, dropping to levels last seen in the mid-1980s.  Prime Minister Cameron resigned adding additional uncertainty.  And as recently as September 28th, 2016 Germany's largest bank, Deutsche Bank is on the brink of collapse, with many financial experts asking if it will be as bad as the Lehman Brothers collapse?

Deutsche bank branch in Berlin
Is the possible collapse of Deutsche Bank going to be as bad as Lehman Bros?

Here Are Three Reasons Why The Market IS Volatile Right Now

  1. Markets are far more volatile now in the wake of Brexit. Britain has voted to leave the EU and other European countries may follow, sending world markets into turmoil. The U.S. Stock market dropped over 600 points or 3% on June 24th after this historic referendum on the implications this could have for American businesses and exports. Global markets saw similar declines. When the next crisis unfolds, the declines could be larger.
  2. The U.S. Government has its Eye on Retirement Accounts. In 2010 Portugal seized retirement account assets to help plug holes with government deficits and debt. Ireland and France did the same in 2011, as did Poland in 2013. The U.S. government has been watching. Since 2011, Treasury has taken money from government workers’ pension funds on four separate occasions to cover deficits in federal spending. Investing billionaire legend Jim Rogers believes that private accounts will be the next ones the government raids.
  3. Top 5 US Banks Now Larger Than Before the Crisis. You learned about the five largest banks in the U.S. and their systemic importance as the unfolding financial crisis threatened to collapse them. Legislators and regulators promised they would address this issue once the crisis was contained. Over five years after the crisis ended, the five biggest banks are even bigger and more critical to the system than before the crisis began. The government made the problem worse when it forced some of these so-called “too big to fail” banks to absorb the failing ones. Any of these banking behemoths failing now would be absolutely catastrophic. Check out this full list of 10 reasons why the market is volatile right now

 ARE YOU ProtectING YOURSELF & YOUR Assets AGAINST FURTHER VOLATILITY?

It used to be the case that there was very little we could do with regards to protecting ourselves against the likes of market collapse, monetary failure and bank closure. Now these are not everyday occurrences and this is not about scaremongering, but while it does happen, whenever it happens, thanks to deregulation in certain aspects, we can protect ourselves and our assets as best we can.

SO HOW CAN YOU BEST INVEST FOR YOUR FUTURE?

gold investment advice Gold IRA Companies -

Reviews of Rollover Providers

With so many companies / providers and specialists on the market, it can be difficult to find out which provider to use. That's why reading my reviews will be a great starting place as I  provide the relevant information that will help you make the right decision when it comes to picking which of these companies is best for your financial future and planning your pension.

What To Look For When Picking A Company

The most important and relevant information needed to consider when looking at any company to use for your 401k or ira rollover can be covered in 7 main elements, as outlined below.

  1. The BBB rating (click here for information on how the BBB rating works) and the number of complaints that have been registered in the last 3 years.BBB & Trustlink logos
  2. Their Business Consumer Alliance rating.
  3. Their Trustlink rating which is determined by the number of reviews and score they get out of 5 from previous customers.
  4. Whether they provide an IRA facility or just sell precious metals
  5. The fees they charge.
  6. The quality of customer service
  7. Whether they use a 3rd part Custodian

 

Or Call 1-855-628-9249

Disclosure

Please note that the content on this website does not constitute financial advice and should not be taken as such. The owner of this site may be paid to recommend Regal Assets or other companies. The content on this website, including any positive reviews of Regal Assets and any other reviews, may not be neutral or independent. It is advisable to always speak to a certified financial advisor before making any investment decision.

Information on THE Best Companies

Here is the relevant information concerning each  company with a link to their full review and further details, if you wish to check them out further.



Accounts

Free Trial

Projects

SSL

Storage

Domains

Your Text

Regal Assets

First Year FREE

then $250 a year

A+ Rating With Better Business Bureau


ZERO Complaints With BBB in last 3 years


AAA Rating Business Consumer Alliance

ZERO Complaints With BCA in last 3 years

5/5 Star Rating With TrustLink

Based on over 900 Positive Reviews on TrustLink

FIRST CHOICE

Cornerstone Bullion 

$260  a Year

plus other fees

A+ Rating With Better Business Bureau


ZERO Complaints With BBB in last 3 years


AA Rating Business Consumer Alliance

ZERO Complaints With BCA in last 3 years

5/5 Star Rating With TrustLink

Based on 3 Positive Reviews on TrustLink

Lexi Capital 

$60 a Year

Plus other fees

A+ Rating With Better Business Bureau


ZERO Complaints With BBB in last 3 years


AAA Rating Business Consumer Alliance

ZERO Complaints With BCA in last 3 years

5/5 Star Rating With TrustLink

Based on 3 Positive Reviews on TrustLink

Apmex 

Fees Various


Not Registered


NONE DUE TO NONE REGISTRATION


AAA Rating Business Consumer Alliance

ZERO Complaints With BCA in last 3 years

5/5 Star Rating With TrustLink

Based on 1 Positive Reviews on TrustLink




Accounts

Free Trial

Projects

SSL

Storage

Domains

Your Text

Rosland Capital 

Fees Various


A+ Rating With Better Business Bureau


19 Complaints With BBB in last 3 years


AAA Rating Business Consumer Alliance

Complaints With BCA in last 3 years

4/5 Star Rating With TrustLink

Based on 63 Positive Reviews on TrustLink

USA Gold 

Fees Various


A+ Rating With Better Business Bureau


ZERO Complaints With BBB in last 3 years


Not Listed Business Consumer Alliance

ZERO Complaints With BCA in last 3 years

0/5 Star Rating With TrustLink

Based on ZERO Reviews on TrustLink

GoldSilver.com 

$300 per year + 5% 

Minimum

No Rating With Better Business Bureau


Complaint With BBB in last 3 years


AAA Rating Business Consumer Alliance

ZERO Complaints With BCA in last 3 years

5/5 Star Rating With TrustLink

Based on 3 Reviews on TrustLink

Monex

$360 per year Minimum

A+ Rating With Better Business Bureau


Complaints With BBB in last 3 years


AAA Rating Business Consumer Alliance

Complaints With BCA in last 3 years

4.2/5 Star Rating With TrustLink

Based on 40 Reviews on TrustLink

Overall Best Company

Regal Assets logo- leading gold ira company

Based on the above, as you can see from the table plus a few additional factors outlined below, Regal Assets comes out as the best of all the leading gold providers.

What Else You Can Expect From Regal Assets

First years fees covered – including admin, storage, and delivery.

One of the fastest transfer processes, -24 hours if you so wish

Fast account fulfillment – 7 business days meaning you don’t lose out on interest

Storage - Brinks Depository

One of the best buyback policies in the industry

Plus over ten years in operation 

To Summarize Why Regal Assets are # 1:  Out of all the companies reviewed, they have perfect ratings from both the BBB and the BCA, with zero complaints. They've over 900 positive reviews from past clients on Trustlink. They've one of the fastest transfer processes on the market, so you don't lose out. Also, they are the only provider that stores your investment in a Brinks depository, the safest available worldwide. Plus, they waive all fees within the first year and from year two onwards you only pay  $250 a year. So from this, it is easy to see why you should consider at least talking to Regal Assets, with no obligation, and judge for yourself.

>> Visit Regal Assets Website<<

 

Order Your Complimentary Gold IRA ROllover Kit

request a free gold ira rollover kit
Regal Assets provide a complimentary gold kit, full of valuable information concerning this investment:

  • A DVD copy of the award-winning documentary on the secrets of the Federal Reserve;
  • Forbes magazine investment guide;
  • Guide on how to rollover your IRA & 401(k)
  • And a special report on the performance of gold since 2008.

Simply click on the image above to order your today,

OR CALL 1-855-628-9249

Additional Things To Consider When Selecting A Gold IRA Company

if you are seriously considering converting your IRA or 401k into a gold account (investment options are more limited in a 401k account than within a precious metals one*) then there are a number of things to consider when talking to any of these companies.

Feesworking out fees image

You will see from the table above that depending on which company you chose, the fees vary. Some charge a fixed fee while others charge either fixed and percentage or the fees vary depending on your investment. One thing to consider with various fees is the more your invest, the more you will have to pay. 

Now because some companies have varying fee structures, don't let that put you off from investing for your future. The return you get from investing, far outways the investment in fees.

There are three areas of fees that need clarification from your provider so that you know what you are paying. The areas relate to the three sections of your account; Provider, Custodian, and Depository.

What You Will Need To Get Clarified With Your Chosen Provider Concerning Fees

  • The fee for opening an account. A gold IRA is a tax deferring account which means it can only be opened by an IRS approved custodian. Each custodian charges differing fees, so if the provider you chose recommends a number of different custodians, you will need to check with each one. Normally you should expect to pay around $50 to open a new account.
  • Fee for carrying out your transaction. When buying your metals to be added to your account, or if you invest in more gold at any time, you will need to pay a transaction fee. This fee will be applicable if you choose to sell any of your investment too. This also varies from custodian to custodian, but expect to pay in the region of $40 per transaction.
  • Fee for maintaining your account. This is another varying fee depending on the custodian, but because of the importance of maintaining your account, a large number of custodians put this fee on their website. The range of the fee varies but can be from $50 to £250 plus a year, depending on the custodian.
  • Fee for fund transfer. When you make your investment, the transfer into your account is done via wire transfer and this generates a fee. Each transfer is around $25.
  • Fee For Storage. I mention below that when precious metals, its storage is vital otherwise you will be liable to pay tax. Once your purchase is complete, you'll want to store it in a depository. The fee for depository storage varies from depository to depository, also how you store your investment too can effect the yearly fee. You may want to have your metal segregated from others, this will, increase your fee. You should expect to pay between 0.5-1% of the value of your assets by way of a depository annual fee, plus any extras you choose, such as segregation.

Is Your Custodian Licensed by the IRS?IRS Logo

A custodian must be properly licensed by the Internal Revenue Service. There is a register of eligible custodians and whichever company you choose, they can confirm that the custodian they use is on that list.

What you also need to be aware of, if you are not already, is that a custodian is not allowed to offer actual financial advice nor can they sell you any investment products. Their role is to carry out the purchase and administration of your gold ira investment. In other words, they simply act on your behalf, they don't advise you, that is the job of your provider or financial advisor.

Make Sure Your Company Uses A Quality Depositorygold ira depository

When purchasing gold silver, or platinum for your account, checking that the correct storage is being used by the company you choose is vital. Because the government sees these investments as cash since they can be liquidated easily anywhere in the world, you will be liable for tax on your bullion or coins if you hold them at home. To appreciate the tax benefits the metal you purchase for your rollover /retirement account must be held by a private depository of your choice in the US. Not only that but any good depository will allow you to visit any time you please.

A depository as you know is a secure building that is managed and protected 24 hours a day, 7 days a week. There are many depositories located all around the US, so when setting up your rollover, you should be allowed to pick the nearest one to where you live. Furthermore, you can determine the quality of the depository by the quality of their insurance and legal separation.

Depository Insurance & Legal Separation.

I mentioned in the section on fees that you can if you so choose have your metals segregated from others, but that is not what I mean by legal separation. You want to make sure that the depository you use is insured to a high value (not all are) but also that they DO NOT take ownership of your assets in any way while they are being stored. The reason why this is important is because should anyone take legal action against the depository, your assets will be protected and not levied against the claim if they have not taken ownership.

 

* = Any IRA whether a Traditional or ROTH is able to be rolled over successfully into a physical gold account. A 401(k) is a little more complicated and your eligibility to convert it into precious metals depends on a number of factors. If rolling over your 401k is something you want to consider, then your custodian will be able to advise accordingly.

OR TELEPHONE: 1-855-628-9249