Who Are the Best Companies? Up To Date Info (2016)

Precious Metals Investmentprecious metal investment chart

On this page, I’m going to address two key questions concerning this kind of investment

  1. Who are 2 of the best investment companies and why?
  2. Why is this type of investment worthwhile?

(Note: like all different types of investiture, it is wise not to put all your money in just one type compared to another. Metals should be a way of diversifying  to create a greater balance and stability on your returns whenever parts of your portfolio value reduce.)

‘ Who Are The Best Investment Companies?’

When it comes to metal investment, whether it is in gold or even silver, there are many firms out there in the marketplace, but here I have recommended two in particular that you may want to consider. Of course, you can choose whoever you want, to invest with, but I wanted to tell you about these two to help you on your way.

Choice 1 – Regal Assets

Regal Assets Logo

Regal Assets have a reputation as one of the best  gold ira rollover companies, but they are also one of the straightforward leading metal investment companies on the market.

You will see why Regal Assets has been proven to be one of the best companies to invest with and it’s down to a number of key factors, which I have outlined below.

  1. They have A+ rating with ZERO complaints with the Better Business Bureau
  2. They also have an AAA rating with the Business Consumer Alliance and ZERO complaints
  3. The positive reviews they have on Trustlink is higher than any other provider, by miles – over 800
  4. They were ranked 20th in the USA for financial services in the Inc 500 list, out of 6 million private corporations. (click here for the news story)

What Metals Do They Offer?

You can buy gold bullion and coins, silver bullion and coins, palladium bullion and coins and platinum coins only. At the time of writing this, they had 16 items in their gold selection, starting out with 1 oz gold bar up to a 1 kg gold bar and a varied choice of weight in between, along with a choice of gold coins including South African Krugerrand, Canadian Maple Leaf and the like . In their silver section, their smallest bullion is 10 oz bar and the next weight is 100 oz. The silver coin selection consists of Silver Canadian Maple Leaf, Silver Australian Kookaburra and Silver American Eagle to name just a few. Their Platinum and Palladium selection are small in comparison, but what is important to point out is that every item available through Regal, meets the IRA requirement set out by the IRS, so if you are buying for an ira rollover, you are completely covered.

It fair to say that Regal Assets do not offer the largest selection and they may bring into question why am I recommending them as a company to consider for your metal investment? It is down to reputation. There are many companies that have extremely large selections but the service they offer and the reputation they have are both extremely poor.

If you would like to speak to Regal Assets direct, with no obligation or pressure, to obtain a free information pack, then call them direct on 855-628-9249

Choice 2 – GoldBroker –

gold broker logo

As well as Regal Assets I am also recommending  FDR Capital, also known online as Goldbroker.com who do specialize in actual bullion ownership, as well as IRA rollover (although they use a third party custodian) and are in fact recognized as one of the leading international gold brokers. So if you are looking to invest in metals, other than for an IRA, you may want to consider them.

FDR Capital / Goldbroker.com was founded by entrepreneur Fabrice Drouin Ristori. They provide 100% physical ownership of silver and gold, which means they do not offer mutual or fractional ownership.

Also, what makes Goldbroker one of the leading metal providers around, is the fact that one of their board members  is Mr Egon Von Greyerz. Mr Von Greyerz is the founder of Matterhorn Asset Management and is recognized within the financial sector as one of the top 5 gold fund managers worldwide.

Gold Storage

Goldbroker.com store gold purchases in secure warehouses in Switzerland, The US, Canada and Singapore. Additionally, storage in Switzerland is within a VAT Free zone, so you do not pay value-added tax on your purchases. The storage company who keep hold of your items is independent of FDR Capital so there is no confusion over who actually owns the gold.

 Benefits of buying gold through FDR Capital / Goldbroker.com are:

  • You can buy physical gold and silver in bar and coin form
  • You have complete ownership of the purchase
  • You hold all stock in your own name with each purchase having its own unique serial number
  • All storage partners are fully insured for your safety
  • You can inspect your purchase at any time
  • You can have home delivery once you have completed 1 years minimum secured storage
  • It is stored in a VAT free zone
  • There is no exit penalty whenever you wish to sell

WHAT METALS DO THEY OFFER?

The range of bullion and coins from GoldBroker is not too dissimilar from Regal Assets, they also offer Platinum and Palladium like Regal. Their gold bar selection starts at 1 oz and rises up to 1 kg (they offer 3 types of 1 kg bar, Royal Canadian, Cast and standard, compared to Regal only offering one type) However, when buying coins from GoldBroker, you do have to purchase in rolls of ten rather than as one-offs. With this in mind, if you are considering small investment, Regal Assets many be your better option.

Further Info On Gold Investment

Since the end of the gold standard in the early 1970’s, along with the fixed price of gold at $35 an ounce, gold has increased in value and interest. At the time of writing, the value of an ounce of gold was $1,080 (now over $1,300) and individuals are using it now as a way of both diversifying and increasing the value of their portfolios.

A Tendency To Hold Its Value: A simple look at any trading or value graph will show you that over time, especially through difficult economic times, gold maintains its value. It was only under the gold standard set by President FD Roosevelt that the value of gold dropped, deliberately.

Weak Dollar:  Whenever the US dollar has fallen in value against other currencies (as was the case between 1998 and 2008) investors pour their money into gold for added security. Any mass buying of a stock, product or commodity ultimately sees its value increase and so between 1998 and 2008 the value of gold virtually tripled and then doubled again over the next 4 years from 2008. (See historic gold price chart below). There is a lot of chatter right now about the potential devaluing of the dollar over the next few years, whether or not that happens, the value of gold will continue to hold its value.

value of gold chart
Value of Gold between 1955-2014

Inflation & Deflation: The US is experiencing relatively low inflation at the moment, but what we do know from history is that the value of gold increases, when inflation, the cost of living, increases. Inflation has been high here in the USA on five different occasions since the end of world war two. On those occasions (46,74,75,79.80) the return on the Dow Jones Average was as low as -12.3%, whereas gold was 130%. Deflation, which is when we see business slow down and the nation has excessive debt (i.e. the great depression of 1930) the power of gold increased. You can learn more about how inflation works here.

Diversification: At the beginning of this page I mentioned that purchasing silver or gold, in particular, should be seen as a way to diversify to create a greater balance and stability on your returns. The best way to diversify your portfolio is to have your money in investments that do not correlate with each other. When you look at how stocks and gold perform over the same time period, you will see that there is a clear seesaw effect. When the value of stocks was very low in the 1970’s, the value of gold was high. The reverse was seen in the late 80’s and into the 90’s when stocks were high, the value of gold was low and when we had the stock market crash of 2008, what do you think happened to the value of gold? Well as you will see on the chart above, it went up. So gold should not be viewed as a single entity for wealth growth, but a commodity for diversification to help growth and create better stability, whatever the performance of the market.

Information On Silver Investmentinvesting in silver

Silver has been described as ‘the poor man’s gold’ due to its low value. Although this is true (the price of an ounce of silver at the time of writing is $14.34 compared to $1,080 for an ounce of gold) the ROI is the key to whether something is worse investing in, not it’s cost of purchase. Also, it is worth noting that gold and silver historically do not tend to rise and fall in value together. When one is doing well, we have seen the other performs less well. For example between November 2008 and  the spring of 2011 (basically from the start of the last crash to the beginning of its recovery), although gold performed well, doubling in value, silver performed even better going from $12.21 an ounce to $51.52 an ounce, that is more than quadruple the return.

As an investor, ensuring that your portfolio is well-balanced and capable of weathering unpredictable economic climate is key to securing your financial future. Diversifying your portfolio is necessary if you want to be protected at all times, and investiture in gold or silver is a great way to do this.

It is important to realize that there is a difference between physical silver and paper silver, and the respective prices. Physical silver refers to the actual metal, which you have the option of storing in your home or in a vault belonging to a custodian. Paper silver refers to the financial instruments that are based on the spot physical prices. Such instruments include exchange-traded funds (ETFs), futures and so on. The advantage of owning physical silver is that you will get the reassurance of always being protected regardless of the changing economic environment. Silver can withstand inflation and a weak dollar, which is not something that can be necessarily said about paper silver and stocks and bonds.

It is also important to carefully determine how much you are willing to invest in silver. Do not get carried away by the prospect of investing to the point where you risk other parts of your portfolio. Remember the idea is to diversify, not completely do away with other vehicles. The only way you are going to ensure financial security is if you see to it that all grounds are covered, as far assets go.

 

Conclusion

There is no doubt that gold and silver are a great way to diversify for the reasons already outlined. Any type of investiture should be seriously considered as they can both provide gains and losses over time, metals are no different.  If you are considering them for your IRA but you want further information then , check out my gold IRA review page, where I provide further information for you to consider.

If you would like to speak to Regal Assets direct, with no obligation or pressure, to obtain a free information pack, then call them direct on 855-628-9249