Tag Archives for " financial planning "

Close up view of woman's hand paying in cash at groceries store.

5 Ways To Stop Blowing So Much Money On Food

So, how did that “50/30/20 rule of budgeting” work out for you in 2017? You know, the one that says we should all spend no more than 50 percent of our income on necessities, allow 30 percent for discretionary items and sock away at least 20 percent for savings? Hoping for better results in 2018, right? Truth […]

Continue reading
financial planning

6 Great Financial Moves You Can Make In 2018

Are you ready to kick off 2018 with a better financial you? Do you want to set aside your spending ways and educate yourself on money matters, once and for all? We rounded up some financial advisers, accountants and bankers and sprinkled their advice with some plain old common sense and a touch of online […]

Continue reading

4 off-beat ways to save money (without your savings account)

Image: Getty Images A saving strategy that doesnt feature a savings account might seem counterintuitive, like trying to get in shape without a gym membership. But you dont need elaborate equipment to break a sweat, and you dont have to depend on your savings account to boostyour nest egg. With low interestrates, you wont see […]

Continue reading
hand putting money coins with filter effect retro vintage style

Five Important Truths About Personal Investment

Five Truths To Consider Before Investing Whenever you invest, it does involve taking some chances, whether small or large. The large the single investment the larger the risk. I say ‘single investment’ because you can, of course, limit your risk through diversification, but no investment is without some level of risk, no matter how small. […]

Continue reading
Can you Contribute to Both 401K and IRA?

401K or IRA?

Can you Contribute to Both 401K and IRA? The 401k is a workplace retirement account and the IRA is an individual retirement account. If you already have a 401k, you can still open an IRA and contribute to both accounts. In fact people are always encouraged to open an IRA in order to supplement the […]

Continue reading
improve your credit score

Improving your credit score

How to improve your credit score Everyone wants as healthy a credit score as they can get, but sometimes circumstances can negatively affect our score and getting credit then become extremely difficult because our score gets reduced. So if that ever happens, what can be done to get your score back up into the healthy […]

Continue reading
marriage proposal

Marriage and Tax

Getting Married? What You Need To Know About Tax Getting married is an exciting step in life, but it also comes with several financial changes and challenges that you should know about, and be prepared for. When it comes to taxes, certain things are going to change once you get married. Some couples do benefit […]

Continue reading
common mistakes with money

Common Money Mistakes

Personal finance is a tricky area, especially because it calls for sound financial literacy that not everybody is lucky to have. There are certain common mistakes that people make that set them up for huge pitfalls. These include: Underestimating insurance needs Insurance is your best protection against the uncertainty of the future. It is highly […]

Continue reading