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18 reasons to invest in gold in 2018



18 reasons to invest in gold in 2018



More than the symbol of prosperity and prestige it has been throughout the history of civilization, gold remains a true store of value today. That it will be anything less than this at any time in the future is inconceivable. That is why, in the face of the latest investment options and instability in the political and financial landscape, gold is still an integral part of a prudent wealth portfolio.

In this list you will find the many time-tested reasons (along with several new ones) why now is the time to add gold bullion, or add more of it, to your holdings.

  1. Gold keeps its value. Its price fluctuates but does not depreciate the way currencies do.
  2. Gold is money, easily and quickly converted to cold hard cash.
  3. Gold is tangible. That is real wealth that you hold in your hand.
  4. Gold is indestructible. It is impervious to fire, water, and time. Nor can it be hacked.
  5. These first four reasons demonstrate gold’s superiority to cryptocurrencies and paper assets. Physical gold is invulnerable to the fatal risks inherent to the digital world.
  6. The doubts and questions that bedevil cryptocurrencies — volatility, liquidity, reserve guarantees, cyber-security, mysterious backers — do not apply to gold.
  7. Gold is international, holding its value practically everywhere you go in the world.
  8. Gold is dense and portable. A great deal of wealth is packed into a compact object that can be held, moved, and/or stored at a reasonable cost.
  9. Gold, as your physical possession, is yours and yours alone, with no need to involve any other person, entity, or contract. There is no counterparty risk. Further to this point, gold can be a completely private and confidential asset. As long as it remains in your possession, there is no need for anybody to know that you own it.
  10. As an insurance policy against economic or political crises, gold has no equal. Holding physical bullion in a private vault (outside the banking system) is the ultimate answer to the question of how to protect yourself against the winds of change and the whims of governments as they come and go.
  11. Gold’s function as a hedge against economic turmoil becomes increasingly vital in 2018. The national debt of the United States, already passing $20 trillion, will balloon by another trillion dollars over the next decade because of the current administration’s new tax bill alone. Overall government expenditures are expected to contribute to trillion-dollar deficits every year. And interest rates are rising, meaning the payments on the debt are rising. Meanwhile, the US dollar is losing value.
  12. Despite the rise of interest rates, the US Federal Reserve (even under its new Chairman) appears committed to a slow rate of increase, reducing its usual downward effect on the price of gold.
  13. Gold’s perennial status as a safe haven for investors when political tensions turn to full-blown conflict makes it more than deserving of your immediate consideration in 2018. International divisions are widening, from the war of words and posturing between the USA and North Korea, the growing influence of Russia and China on the world’s financial and political landscapes, the undercurrents of violence and terrorism that regularly explode to the surface, Brexit, and so on.
  14. This geopolitical turmoil has another direct effect on the price of gold. Various nations are building their gold reserves, notably Russia, which continues to be hampered by Western economic sanctions. And China, seeking greater influence on international financial markets, is acquiring gold to back up its currency as it strives to decouple from the US dollar. These two countries alone are buying up billions of dollars of bullion and others are following suit, exerting an upward influence on the price.
  15. The planet is experiencing worsening natural phenomena that occur with or without warning, abroad and at home. Beyond the immeasurable human tolls of death, displacement, and the full gamut of financial cost and loss, the greater frequency of catastrophic floods, fires, earthquakes, etc. puts enormous stress on people and societies. Protect your financial health by dedicating a percentage of your holdings to physical gold, preferably in a vault, outside the banking system.
  16. It is always better to buy before the crisis hits. When it does, there is no question that the price of gold will skyrocket.
  17. While one cannot say with certainty whether the predicted gains in the price of gold will come true in 2018, leading world expert Egon von Greyerz calls the current price, whatever it is, “a gift.”
  18. Gold is becoming scarce. Mine production fell in 2016. It was only marginally higher in 2017. There are fewer new gold mines year to year. Eventually there will be no gold left to produce. We don’t think you need an explanation of what depletion of this extremely valuable resource will do to its price. Buy. Now.

This article was originally published by GOLD BROKER | JAN 2, 2018


investing in platinum

Platimum Investment – Shoud You Buy It?

Here is Why You Should Invest in Platinum

Platinum is probably the most under appreciated precious metal amongst investors historically, but we are now starting to see an increase in Platinum investment.

Its value is closer to gold than it is silver (at the time of writing an ounce is $866), however, the return on investment is not as great as either gold or silver, yet. This is probably due to the fact that over 70% of it comes from one country, South Africa and therefore, the return depends on mining and the economic state of the country. Currently (over the past 5 years 1/2010-11/2015) the return has been poor as its value as steadily decreased from $1,697 to $866 an ounce.
platinum investment

For the smart investor, diversification is key. It is for this reason that many investors have taken to investing in gold and silver, with an aim of protecting their savings in the face of an unpredictable investment environment. It does have a much shorter history in the financial markets than gold and silver, and this is because, for a long time, the price has remained significantly higher than that of gold. In fact, less than a decade ago, the price was 150 percent that of gold. Fast forward to today and the price has fallen to levels that are permissible for the willing investor. That being said, it remains scarcer than other precious metals, and for this reason, tends to attract higher prices per unit. These prices tend to change depending on supply and demand. During periods of economic uncertainty, the price tends to go down. This offers an opportunity for an investor to acquire it at reduced prices and diversify their investment portfolio in the process.

Reasons For PLATINUM Investment

If you are wondering whether you should be thinking of investing in alternative, like Platinum investment, the answer is yes. And here are the reasons why:
1. It has recorded a steady and improved performance in the market, compared to silver and gold (although of course, like all investments it fluctuates). In the past, there was not much popularity surrounding this metal, and many investors opted to go for gold and silver. In today’s market, it has proved to the point that it can hold its own, and many investors are turning to it in a bid to get better returns.
2. A strong demand for vehicles creates a higher requirement for it. It is not only a precious metal but an industrial one as well. It is used in catalytic converters, creating over 40 percent of its use. It is also used in other areas as a replacement for gold, such as for jewelry, dentistry and even in electronics. As auto sales increase, the demand will go up, resulting in better prices and higher returns for investors.
3. There are certain factors that could result in a lower supply, meaning better prices for the investor who already has it in their portfolio. Key on the list of factors is the fact that almost all (75 percent) of the world’s supply comes from South Africa. Reliance on one main producer means that any upsetting developments and instability in that country’s mining industry have a huge impact on prices. An example is the mine strikes and turmoil that occurs in South Africa.
4. Renewed growth in China is an opportunity for demand to grow, bearing in mind that China is one of the world’s biggest consumers of platinum jewelry. In fact, China is responsible for 23 percent of the world’s  demand, and an increase in this demand will result in an increase in demand for the metal, hence higher production.
In order for it to be saleable in the commodity market, the ingots must first be assayed in a similar manner to what is done to gold and silver. If you wish to buy and store it in its physical form, you have the option of getting  bars, coins, and bullion. If you are thinking of adding it to your retirement account, you will require the services of a custodian. The custodian will find the it for you, get the paperwork sorted on your behalf and keep the it safe for you.
Alternatively, if it is not for an IRA, you can opt to utilize various routes to invest in it. For instance, Swiss banks give the option of buying and selling the metal like foreign currency, by making specific trading accounts available. What this means is that you, the investor, will not own the actual metal. Rather, you will have a claim against the bank for a certain quantity of metal. This is a much easier route to follow, especially if you are freshly ventured into the field of investing in this and other precious metals.

If you are interested in investing, then check out this selection from Regal.

Current Price

There are several steps that you should take when considering Platinum investment.

• The first thing you need to do is gather as much information as possible. Investing in precious metals is a great way to protect yourself and your finances against economic uncertainties, and Platinum investment is no different, but you must be knowledgeable about what you are doing in order to succeed. If you are in doubt, always consult a financial advisor. In fact, a financial advisor should be the first person you talk to once you decide that you want to invest.
• Decide how much risk you are willing to take on. This should be arrived at after intelligent financial calculations. You must correctly determine how big a portion of your finances you are ready for Platinum investment. Precious metals are much less volatile than stock markets, mutual funds and so on, but it does not mean that they come with zero risk.
• Follow the correct procedure when investing. Unfortunately, many investors are scammed when investing in precious metals because they have no clue that there are proper channels and regulations that have been stipulated to regulate this type of investment. To avoid falling into this kind of trap, seek the services of a reputable financial advisor and only use the services of financial institutions that have been accredited and approved for such investments.
If you have been wondering how to protect your financial future, consider diversifying your investment portfolio. It does not matter whether you are building a nest egg for your retirement, or just saving something for a rainy day, precious metals, and platinum, in particular, have the ability to offer you financial protection.

Investing in Platinum vs. Goldplatinum or gold as an investment

Just like silver, this metal is both used for investment product and industrial use. As such, it can move out of direct linkage with gold based on the pushing and pulling occasioned by industrial demand. In the recent past, the platinum/gold spread has narrowed down to below $100 per ounce. This has been mainly due to gold’s falls. There continues to be widespread support for this alternative to gold, although the demand for it sometimes gets relatively muted.

Investors have been waiting on global stocks to get depleted, which would mean better prices because of the supply crunch. When it comes to comparing it with gold, it is important to remember that they have one main difference: while as mentioned it has investment and industrial appeal, gold is driven purely by speculators and investors. The market is also smaller and less liquid compared to gold.

During periods of low global economic growth, it is usual for both prices to converge. It is very rare for the price  to fall below that of gold, and when this happens, it usually does not stay there for long. This is because both metals have hedge qualities. When the economy is booming and growth is at an all-time high, its price tends to skyrocket faster than gold prices.

If you are thinking of Platinum investment as a gold alternative, it is important to keep in mind that the current prices may not seem very attractive. However, a synchronized global economic growth is something that would boost its price. At the moment, the global economic growth is not synchronized, as can be seen from the recovery in the US and the UK but struggles in Europe and China.

Keeping in mind that the two largest markets as mentioned are autocatalysts in Europe and jewelry in China, a growth in these two markets will have a direct impact on rising prices.

Gold is facing competition from other assets such as properties and equities, meaning that it has not done as well as expected. That being said, investors who are interested in reaping long-term rewards continue to invest in both too.

If you are wondering which precious metal to invest in between these two, a deeper analysis of market trends and a consultation with your financial advisor should make things clearer for you. And remember, he who does not invest, does not stand the chance to reap returns.

silver coin investment

Is Investing in Silver Coins a Good Idea?

When it comes to precious metals, gold is usually preferred by more investors than silver. However, what you need to understand is that just because gold is more popular does not mean silver is less attractive. In fact, adding silver to your portfolio is a great way to diversify and protect your investments. There are two types of silver commonly traded in the market today, and these are silver bars and silver coins.

If you are wondering which one you should go for, the answer is that both of them make for good investments. However, there are certain characteristics that make silver coins more desirable. For starters, silver coins can be bought and sold more easily than bars. When selling bars, you do not have the option of selling a portion, either you sell everything or nothing at all. This is not a problem that is experienced with silver coins.

The fact that silver coins are government-minted is another reason why many people tend to trust, and want to invest in, silver coins. Even when silver prices wildly fluctuate, it is unlikely for government-minted coins to be called into question. It is also important to remember that coins are universally accepted, and so for an investor, it makes a lot of sense to invest in silver coins.

The gold/silver ratio analysis shows that investing in silver coins is a wise move. This ratio is used to determine the absolute and relative prices of gold and silver, and while it currently stands between 50:1 and 60:1, it is expected to normalize to 16:1 in the near future. Coupled with declining below-ground supplies, it is expected that silver will be a much sought after commodity in the near future.

It is also important to remember that silver has a wide variety of uses, especially in the photography industry. As demand for industrial silver soars, it is expected that owners of silver coins and even silver bars will get great returns on their investment.

Investing in precious metals is a great way to approach diversification and protect your portfolio against economic fluctuations and inflation. And while some investors are skeptical about adding precious metals to their portfolio, those who have report no regrets. Go ahead and get yourself some silver coins. You do not have to invest all your money in them; you can simply set aside a small amount to invest in silver coins, and decide how to proceed based on the returns you get thereafter.

If you are interested in investing in silver, be it coins or bullion, then if you live in the US, check out my recommended silver coin and bullion supplier. If you live outside the US then check out this leading supplier of silver.